Obligo

Early Access

Stop getting surprised by bills and EMIs.

Know exactly how much money you need to keep ready for upcoming commitments before you spend it.

Track rent, EMIs, subscriptions, insurance, school fees, and other recurring obligations — all in one place.

obligo

Current Balance

₹50,000

₹29,649 committed₹20,351 free

Obligations

₹29,649

Safe to Spend

₹20,351

Upcoming

Rent
2d₹15,000
Bike EMI
5d₹8,000
Internet
8d₹999
Netflix
12d₹649

Your bills don't live in one place.
Neither does the stress.

Most people track recurring commitments across 4–5 different places. Nothing gives you the full picture.

How most people manage today

  • 📅Calendar reminders
  • 🗒️Notes app for amounts
  • 🧠Mental memory for due dates
  • 📧Email for renewal notices
  • 🏦Bank app for balances
VS

Obligo

  • Upcoming Obligations
  • Future Commitments
  • Safe-to-Spend Amount
  • Weekly Summary
  • Recurring Tracking

One place. No more context-switching.

Your balance says ₹50,000.
But can you actually spend all of it?

Current Balance

₹50,000

Upcoming Commitments

Rent₹15,000
Insurance₹5,000
EMI₹8,000
Internet₹1,000
Netflix₹649
Total Obligations₹29,649
₹29,649 committed
₹20,351 free
Already committedSafe to spend
Safe To Spend₹20,351

Stay ahead of your commitments.

01

Add your commitments

Rent, EMIs, insurance, subscriptions — anything that recurs.

02

See what's due

Next 7 days. Next 30 days. Always one step ahead.

03

Get timely reminders

Never miss a due date or get caught off guard.

04

Know what to protect

Your safe-to-spend balance — calculated automatically.

A weekly summary you'll actually read.

O

Obligo

Official Account

Upcoming obligations this week

Rent₹15,000
Internet₹999
Netflix₹649
Total Required₹16,648

Keep sufficient balance ready.

09:41 AM ✓✓

Your Privacy

Your data stays yours.

We never connect to your bank

Obligo has no access to your accounts, passwords, or transactions. You enter only what you choose.

Encrypted at rest and in transit

All data is encrypted in transit (HTTPS) and at rest on MongoDB Atlas. We use no plain-text storage.

Your data is never sold

We don't sell, share, or monetise your personal information. No ads, no third-party profiling.

Delete your account anytime

Request full deletion of your data at any time. No hoops, no waiting period.

Join Waitlist

Be among the first to use Obligo and never get caught off guard by a bill again.